DO THE IMPOSSIBLE

Put your debt on a diet
+
skyrocket your savings

THE FINANCIAL FOUNDATION THAT SAVED US 14K UNDER 12 MONTHS WITH ONLY 50K INCOME.
IMAGINE WHAT IT CAN DO FOR YOU.

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my personal finance story
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The Seven Bank Accounts Every Family Needs

Let's lower your financial stress about ten notches by helping you know what bank accounts for saving and spending.   In fact, I've become quite the bank account hoarder because the benefits have been so fantastic! Let's just clear something up real quick since you're here.   Having more money isn't going to make you any happier.   In fact, it won't even lower your stress one bit.  BUT!  If you are doing smart things with the money you DO have (even if it's just five bucks) then that's a totally different story. how many bank accounts can you have If you bank at a regular bank, they often limit the amount of (free) checking and savings accounts to one or two.  But if you bank at a credit ... read more

How to Get Out of Debt | The Most Successful Method

I LOVE that you are thinking about how to get out of debt.  It means you have finally come to your senses, (or were forced to them... I'll take both). YAY!! Let's talk about the most successful way to get out of debt and a few tricks to speed things up. Consumer debt and Cheese puffs Some people acquire debt at no fault of their own and my heart is broken for them because debt is so, so heavy.  Maybe it was medical bills, the death of a loved one, problems or bad habits from a spouse, some sort of tragedy or disaster... whatever it is, adding debt on top of those challenges is heartbreaking. But there is another type of debt that is definitely due to our own fault and perhaps our own stupidity (that word is forbidden in our ... read more

How to Organize Bills Using a Spreadsheet

There are two things I can't stand right now. First, stinky kitchen rags, seriously ew. And second, paper clutter. Oh my heck it drives me INSANE! So to avoid paper at all costs, I organize my bills using a spreadsheet and it's the best thing that has happened since sliced bread. If you ever want to get anywhere with your finances, then you need to organize your bills.  In general, I am NOT an organized person.  I have three junk drawers and don't even think about opening the toy closet without wearing a hard hat and steel-toed boots.  But, when it comes to bills, I have become meticulously organized.   It's monstrous. I HATE paying late fees. And you should too!  Why pay more when you can just organize ... read more

75+ Ways to Make Extra Money

This post may have affiliate links. See my full disclosure for further details. My life revolves a lot around money, as I'm sure yours does.  However, over the last 5 years, I've realized that learning how to make EXTRA money when you need to is beyond empowering.   It gives you control.  Control of your life. Control of your time. Control of you.  In the book "Educated," Tara Westover wrote, "Curiosity is a luxury for the financially secure." AND. I. LOVE. THAT. I find it dang near impossible to think about anything else when finances are tight. It consumes me! That's why I love making extra money. PIN IT FOR LATER ๐Ÿ™‚ I've found that learning ways to make extra money can:  Help you ... read more

Save an EXTRA $1,000 In A Year with a Money Saving Chart

 Want to save an extra $1,000 in the next 12 months?? Buckle up your burrito's because this money-saving chart is seriously awesome AND it will help you do just that. DITCH THE COMMITMENT WITH THIS MONEY SAVING CHART I spent five years playing college volleyball, and although I had the time of my life, it has left me feeling utterly and completely commitment-shy.  I've seen many money-saving charts that are built out by weeks and then you are supposed to follow along with the prescribed amount from week to week. Nopedy nopedy no.  I can't do that.  That is micro-managing at it's worst, and as I said, I'm so over being micro-managed. So I made one that will allow me to continue (I welcome an ... read more

Marriage and Money: Eight Tips You Don’t Want to Hear

Money and marriage. Why are they so hard to mix??  Did you know money is the second leading cause why once happily married couples wind up sitting across from each other in divorce court?  Whether you feel like you're on your way or you are just trying to be preventative (high hive!) here are eight tips about marriage and money that will definitely help... But you've got to put your ego on the shelf. 1. You're the problem I bet you have your reasons why your spouse is causing all the financial trouble.  They eat out for lunch all the time, they keep buying new clothes, they don't pay the bills on time, they spend too much on Christmas... yadda yadda.  Sounds convincing. But here's the naked (eek) truth my ... read more

Heeeeeey! ๐Ÿ™‚ I'm Shanae! SO glad you're here! I'm a personal finance nut that loves payday + playing with cash neeeeaaaarly as much as devouring chocolate chip cookies.

Looking for some awesome budget printables? Start here with the ultimate family finance workbook and learn budgeting basics for getting out of debt, goal setting and managing your monthly bills. #getoutofdebt #budgetprintables #budgetworkbook

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