Download One of My Expert Cheat Sheets to
Simplify, Transform + Skyrocket Your Finances

THE ULTIMATE PERSONAL FINANCE STARTER KIT

THE BUDGETING GUIDE FOR
RULE BREAKERS

YOUR EVERGREEN BUDGET BINDER FOR EASY FINANCES

5 Personal Finance Habits That Will Make You Rich

So you want to be sitting on a pile like Warren Buffett eh? That's what almost everyone would say their dream is, but very few people actually have personal finance habits to match the dream. But let's not worry about that! If you are serious about getting rich because you value your time and freedom, check out these 5 personal finance habits that will make you rich. You might also want to sneak a peek at the 11 personal finance hacks you'll wish you knew sooner. 1. Spend [a lot] less than you make. You need to actually accumulate money from month to month in order to become rich.  How exactly do you do that? For starters, spend [a lot] less than you make.  The problem with this is that society has us wired to not only ... read more

11 Personal Finance Tips You’ll Wish You Knew Sooner

There are definitely some personal finance tips I wish I would have followed earlier in life.  But life is full of regrets.  That's how we learn. However, today you have a choice to up-level your personal finances. Are you up for it?Related post:7 Bank Accounts Every Family Should Have 1. Save 10% of everything you earn This is the first personal finance tip I got that I took seriously. It's a very rare situation to come across a big lump some of money that you get to stuff into your savings account.  Instead of keeping your eyes peeled for something that might only happen every time you get a tax return, stash away 10% of every dollar you ever earn, and do it consistently.  This simple act can fluff your ... read more

Are you going crazy? Here are 20 ways to simplify your life this year

Learning how to simplify your life when you need to can reap some serious benefits in all departments.  I had a conversation with my mom a few weeks ago about how I miss the type of life I never had. Things like getting together with fellow women to scrub laundry and chatting about everything under the sun. I don't really miss scrubbing laundry by hand...In reality what I miss and crave in life is simplicity, connection. Do you feel the same? We live in a time now where we often have every hour planned out to the minute and if we happen to have time to "spare," we fill it with social media, Netflix or some other sort of digital addiction.  If you're feeling anxious, overwhelmed or stressed, due to all the moving parts in your ... read more

How to do Christmas on a Budget (and still feel the magic)

First of all, good on you for looking to do Christmas on a budget (whether you chose to or were forced, I don't care).  Many people think Christmas budgeting is for the birds... crazy quacks. You though, my friend, are very wise, so let's talk about how to do Christmas on a budget... and still feel the magic.Related resources that will help you keep Christmas special while sticking to a budget:Life-Saving Christmas Budgeting HacksBudgeting Binder- (Great for those new to, or struggling with budgeting).The 7 Bank Accounts Every Family Should Have  Why You're a total boss for doing christmas on a budget I just want to throw this in for those of you who may feel a little embarrassed or ashamed that you need to do ... read more

Printable Budget Binder Workbook

Let's bless your little budgeting heart AND help your personal finances out today with this printable budgeting binder.  Your budgeting skills and finances neeeed one of these puppies.  Over 190 pages of awesome. Let's take a look at this beautiful thing.  OK folks. It's long past time we cracked down on our personal finance habits.  They need organization.  They need a system.  They need goals.  They need to be so much more than a ball and chain !Enter: The Budget Binder.GET your FREE PRINTABLE BUDGET BINDER PDF (CLICK TO DOWNLOAD) save money with a budgeting binder Let me let you in on a little secret.  I didn't number any days in this budget binder, therefore this binder is ... read more

The Seven Bank Accounts Every Family Needs

Let's lower your financial stress by about ten notches by helping you know what bank accounts to have for saving and spending.   In fact, I've become quite the bank account hoarder because the benefits have been so fantastic! Let's just clear something up real quick since you're here.   Having more money isn't going to make you any happier.   In fact, it won't even lower your stress one bit.  BUT!  If you are doing smart things with the money you DO have (even if it's just five bucks) then that's a totally different story. how many bank accounts can you have? If you bank at a regular bank, they often limit the amount of (free) checking and savings accounts to one or two.  But if you bank at ... read more

Hey there! I’m Shanae. I’m all about making your marriage and family life better through personal finance and self-development. When I’m not playing with money, you’ll find me lovin' on my four gorgeous humans or in the kitchen perfecting my chocolate chip cookie recipe. SO glad you’re here!

Looking for some awesome budget printables? Start here with the ultimate family finance workbook and learn budgeting basics for getting out of debt, goal setting and managing your monthly bills. #getoutofdebt #budgetprintables #budgetworkbook